Working money – Angil http://angil.org/ Sat, 15 Jan 2022 05:33:52 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://angil.org/wp-content/uploads/2021/06/icon-2021-06-29T195041.460-150x150.png Working money – Angil http://angil.org/ 32 32 What happened to Casino Mogul Ted Binion’s money? https://angil.org/what-happened-to-casino-mogul-ted-binions-money/ Sat, 15 Jan 2022 05:33:52 +0000 https://angil.org/what-happened-to-casino-mogul-ted-binions-money/ Australian bank Westpac has taken the decision to charge higher interest rates on payments made through its credit cards. Customers will now have to pay more interest on what Westpac calls “near-cash” payments, which include transactions drawn in favor of online gambling accounts. Westpac will charge 22.95% interest on cash advances All payments that were […]]]>

Australian bank Westpac has taken the decision to charge higher interest rates on payments made through its credit cards. Customers will now have to pay more interest on what Westpac calls “near-cash” payments, which include transactions drawn in favor of online gambling accounts.

Westpac will charge 22.95% interest on cash advances

All payments that were used to purchase cryptocurrency or payments made to online gaming accounts will now fall under cash advances. A Westpac spokesperson claimed that most credit card transactions are used to pay online gambling companies.

Westpac currently charges an interest rate of 22.95% on cash advances made through its Hotpoints MasterCard.

Unless a standard MasterCard cardholder at Westpac pays off their monthly balance by the payment due date, other regular purchases would incur an interest rate of 20.95%.

PGF spokesperson calls for stricter regulation

Westpac’s decision to raise interest rates on cash advances appears to be inspired by the UK Gambling Commission’s ban on credit card payments made to gambling companies.

The Health Promotion Agency has reported online gambling to be a popular activity, stating that more than half a million people aged 15 or over have taken part in the activity. Indeed, with so many operators, it’s no surprise that punters search for new casino bonuses daily, as advertised on reputable sites such as NZCasinoClub, specializing in industry.

According to the commission, the ban was imposed after extensive research found that a significant number of addicted gamblers were using credit cards to pay for their punting gambling obsession.

The New Zealand-based Problem Gambling Foundation was calling for a strict crackdown on credit card payments gambling businesses as a result of what Britain has done, as well as a planned review of gambling laws in New Zealand.

Andrée Froude, the spokesperson for the PGF, felt that credit cards encourage problem gamblers to sink deeper into the game when they run out of money. Froude supports a UK-style ban in New Zealand and sees it as a much-needed step in tackling problem gambling in the country.

New Zealand’s Department of Home Affairs will release the results of the review

Froude explained that New Zealand’s Gambling Act had caused huge changes in online gambling, since it was enacted in 2003. The law had an impact on the way Kiwis are engaged in online gambling in New Zealand as well as with overseas gambling companies.

According to Froude, the results of a review of online gambling in New Zealand conducted by the Department of Home Affairs are expected to be published soon. She was also eagerly awaiting regulatory alternatives to limit the extent of online gambling.

The PGF spokeswoman said more banks like Westpac should adopt tougher regulatory policies to help tackle problem gambling and help vulnerable drug users protect themselves from another downward spiral.

Froude calls for measures like Kiwibank’s VGBs

Regarding Westpac’s recent decision, Froude thinks it could be easily circumvented as players would use debit cards to avoid paying higher interest on their transactions.

To control the increase in problem gambling incidents, Kiwibank had allowed players to put voluntary gambling blocks on their cards in April 2021. VGBs would act as a deterrent to large loans that players could use to fuel their obsession.

According to Kiwibank’s sustainability report, more than 127 customers had used voluntary blocking and avoided an annual gambling spend of about $13,000 on average. Impressed by The Kiwibank initiative, Froude had urged other banks to do the same.

Westpac, Commonwealth Bank of Australia and National Australia Bank have all offered similar VGBs to Kiwibank, but their New Zealand subsidiaries such as Westpac New Zealand ASB Bank and Bank of New Zealand have taken no such action. .

Froude was in favor of a measure like the VGBs because she believes the tool can be an effective measure to isolate problem gamblers from gambling addiction. In her words, she would favor a massive encouragement for banks to take a step to such a tool.

Increased interest in making the customer experience consistent

According to Westpac, the increase in interest rates was intended to make the experience more consistent for their customers. Other cash advance transactions would also include sending money overseas and payments made on stock investment platforms such as Sharesies.

According to Sharesies co-CEO Leighton Roberts, some investors using the platform top up their accounts via credit card payments.

Kiwibank’s terms and conditions further stated that the purchase of gaming tokens or foreign cash constituted cash-like transactions.

The Australia and New Zealand Banking Group Limited had its own definition of cash-like transactions. The purchase of gift cards, travelers checks, foreign cash, wire money orders, money transfers and reloading of gambling accounts all fall under this definition.

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Missouri, Kansas Face ‘Workforce Crisis’ Of Workers Caring For People With Disabilities | KCUR 89.3 https://angil.org/missouri-kansas-face-workforce-crisis-of-workers-caring-for-people-with-disabilities-kcur-89-3/ Thu, 13 Jan 2022 10:10:12 +0000 https://angil.org/missouri-kansas-face-workforce-crisis-of-workers-caring-for-people-with-disabilities-kcur-89-3/ While most people fell silent last Friday night, Andrea Howell’s job was only just beginning. As a direct support professional, Howell provides care to people with intellectual and developmental disabilities. She spends her Fridays looking after Amber and Tonisha, two clients living in a group home in Olathe. Any other day, she would cook dinner […]]]>

While most people fell silent last Friday night, Andrea Howell’s job was only just beginning.

As a direct support professional, Howell provides care to people with intellectual and developmental disabilities. She spends her Fridays looking after Amber and Tonisha, two clients living in a group home in Olathe.

Any other day, she would cook dinner after recovering them from their daily activities. But Fridays mark a special event at home – when they celebrate the end of their week by eating out.

“Where are you going to have dinner today?” What would you like to eat? “Howell asks the girls. Amber sings her favorite place, McDonald’s, which Howell says she chooses almost every week.

It’s the end of a long week for Howell, who usually spends about 50 hours a week in the group home. And she has another babysitting job on top of that.

A national workforce crisis

This staggering workload is all too familiar to direct caregivers nationwide as the industry grapples with a chronic staff shortage that has been exacerbated by the COVID-19 pandemic.

“We were (in) a workforce crisis before COVID happened and, of course, it didn’t improve. He continued to get angry, but so did the entire health care spectrum, ”said Valerie Huhn, acting director of the Missouri Department of Mental Health.

Huhn says that nearly 77% of people who started in the field in 2019 ended up leaving. She suspects that the pay level is a big part of the reason people quit.

Huhn says the state’s base wages are now around $ 12 an hour. This salary may have been handy when budgets were set, but the market has changed dramatically over the past couple of years.

This change has prompted waves of nurses to leave their local hospitals for higher-paying travel jobs elsewhere. Likewise, local agencies say social workers are leaving the field for companies that increased their base wages during the pandemic.

Carlos moreno

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KCUR 89.3

Demarcus January is Director of Alternative Solutions, an Olathe-based direct care provider.

“It’s still not enough”

This was the case at Alternative solutions, the Olathe-based direct care agency Howell works for. The agency’s director, Demarcus January, said that in the first two months of the pandemic, its workforce of around 40 employees had halved.

Janvier says workers were leaving early for safety reasons, when so much about COVID was unknown. But even when the number of cases declined, its workers did not return in sufficient numbers to make up for those who left.

He says many have left for higher paying jobs at companies like Postmates or Ubereats.

On top of that, January says it’s hard to attract applicants when businesses and care agencies all compete for the same limited pool of workers.

“I mean, our starting salary now, during COVID, and after the initial wave of COVID, went from a starting salary of $ 14 to $ 15, to $ 16, just to attract people. And that’s still not enough, ”says January.

He says the remaining team learned “to do more with less” by taking on extra shifts and working long hours. He says he makes sure workers don’t have to work overtime, but it’s difficult to cover shifts when employees suddenly have to quarantine or test positive for COVID.

January says he’s consolidated their services from 11 to six group homes. Still, he’s worried about how the shortage has hampered his team’s ability to expand their services.

“I think it’s going to have an impact because in business we all know if you don’t grow up you die,” January says.

“Telephone alarm clock”

the American Network of Community Options and Resources (ANCOR), an advocacy group for service providers, says the shortage has implications for direct care agencies nationwide.

Barbara Merrill, CEO of ANCOR, says the field has faced challenges in recruiting and retaining staff for more than two decades.

ANCOR reports that 77% of providers turned away or stopped accepting new referrals due to understaffing, an increase of 16.7% since the start of the pandemic. The report also found that 81% of providers struggled to deliver the quality of service they were looking for.

Merrill says the numbers should be “a wake-up call” to policymakers.

“What that just means is all the amazing progress we’ve made in this country over the years to free people from institutional life so that they can live in the community like you and me, like anyone. who else – we “run an extraordinary risk of losing this progress,” she said.

The report noted that 58% of providers had discontinued programs and services due to staffing issues. That’s a 70.6% increase from pre-pandemic levels.

A woman wearing a light colored blouse and pink surgical pants gestures while talking about cooking to a person seated at a dining table with her back to the camera and holding a bottle of water.

Carlos moreno

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KCUR 89.3

Andrea Howell begins her shift at a group home in Olathe planning what her clients will receive for their special Friday night dinner.

Service reduction

Local healthcare providers grapple with the heartbreaking decision to cut services as they continue to struggle to retain staff during the pandemic.

Association Easterseals Midwest serves 5,000 people with disabilities, offering services ranging from early childhood programs and community living services to job placement services.

Casey Melancon, the organization’s director of autism services in Kansas City, said his team shrank by about 60% during the pandemic, leaving them with only a handful of workers.

“Our waiting list for parent training is probably 40 to 45 people right now, which makes me lose sleep at night,” says Melacon. “Then our ABA (Applied Behavior Analysis) waitlist is probably around 20 people now, and pretty much anytime. He’s just going to keep growing.

Eastersea Midwest CEO Wendy Sullivan said many of the agency’s people who stick around are working overtime to make ends meet, making burnout a problem even for their “very, very. good people”.

Hailey Coy, employment services supervisor at the Kansas City Department of Eastersea Midwest, says she “absolutely” feels the exhaustion. Its job is to assess people’s skills to place and support them in jobs in the community.

This means that when they work, she works. Coy says that most Sundays she has no idea what her schedule will be like for the week, but the long hours are almost a guarantee.

Coy says she enjoys her job, but admits that the salary can be a big factor in attracting new people to direct support work.

“I’m the one looking for jobs for individuals and I see entry-level positions, like a cashier position, and I’m making just as much money,” Coy says. “Well, that person can go home at the end of their shift and they don’t have to worry about the schedule, the planning. “

Calls for better remuneration

This is why organizations like ANCOR are advocating for more funding at the state and national levels.

“This is not minimum wage work and yet our industry competes with other minimum wage employers,” Merrill said.

A wage increase could happen for some workers if The push from Missouri Governor Mike Parson for a standard wage of $ 15 an hour for state employees becomes law. Parson said in a press release that the increase would be aimed at addressing the unprecedented turnover of many jobs in the state.

Merrill says much-needed relief could also come from the Build Back Better plan, a roughly $ 2 trillion spending bill currently stuck in the US Senate. The plan would allocate $ 150 billion to improve Medicaid coverage of home care services for the elderly and people with disabilities.

Huhn, of the Missouri Department of Mental Health, says that even if federal dollars do arrive, it takes a while before they reach the states. That’s why she says they need to look at existing resources, work on recruiting strategies, and make more room for bottom-up growth.

“You have to like it”

Despite the long hours and low pay, Coy says she still enjoys her job.

“It’s almost like detective work, you get to know an individual, their interests and their strengths and you associate that with a company that you know, what its environment looks like and what natural supports there are. find, “says Coy.

January says that while a higher salary may allow social workers to quit their second job, those in this field aren’t there for the money.

“They have the option to leave, but the fact that they are staying lets me know,” January says.

Howell, the direct care worker at Alternative Solutions, says that while a better salary might persuade more people to stay in her job, people really need to care about what they’re doing.

“I mean, it can be difficult. Long hours, customers are sometimes difficult, difficult to get along with, ”Howell says. “But then you take it to another level and say, ‘Okay, why am I here? I am here to help them have a better quality of life.

Howell says her favorite part of the job is when she can tell she’s doing a good job.

“Someone that maybe doesn’t speak well, and they wave a hand up, they love you, that’s the best part of the job,” Howell says. “Or when they give you a hug and it’s unexpected, that’s the best part of the job – when you know you’ve done your best for them.”

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Meet Art Houzze and Wheaton Whaley Designs owned by women in Greenville SC https://angil.org/meet-art-houzze-and-wheaton-whaley-designs-owned-by-women-in-greenville-sc/ Tue, 11 Jan 2022 13:00:59 +0000 https://angil.org/meet-art-houzze-and-wheaton-whaley-designs-owned-by-women-in-greenville-sc/ There is no set recipe for business success, but hard work, a great team, and a creative vision are certainly part of the mix. This month, we’re featuring two companies that bring beauty to life and help others make their dreams come true. And that’s a pretty good standard for doing right and doing right. […]]]>

There is no set recipe for business success, but hard work, a great team, and a creative vision are certainly part of the mix. This month, we’re featuring two companies that bring beauty to life and help others make their dreams come true. And that’s a pretty good standard for doing right and doing right.

When entrepreneurs know their strengths, the results can be amazing. For the women of Art Houzze – Courtney Bohman, Jill Alper and Kim Glenn – it means marrying their own creativity with their business background to serve artists in a unique way.

“Courtney and I met years ago,” says Alper. “We were walking and started talking about having art parties and helping local artists. It happened slowly. We really wanted to bring art out of Greenville.

“We were talking about the number of artists in our city,” says Bohman. “The idea was to take art for artists. We would have an arts event, but we would also find a charity in this community that was special to our host and give back. “

They started with their first art party in Atlanta. The events served to showcase the artists and give them a new audience. That model has changed over the past couple of years, especially with the addition of Glenn to the business.

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Family Alleges Lost $ 50,000 to Magnolia Network ‘Work From Home’ Hosts https://angil.org/family-alleges-lost-50000-to-magnolia-network-work-from-home-hosts/ Sun, 09 Jan 2022 15:58:39 +0000 https://angil.org/family-alleges-lost-50000-to-magnolia-network-work-from-home-hosts/ A third owner has filed allegations against “Home Work” hosts Andy and Candis Meredith. The hosts of the renovation show Magnolia Network have been accused of poor build quality, extreme delays, inflated budgets and questionable bookkeeping by at least two other homeowners whose homes were renovated as part of the series on Magnolia Network by […]]]>

A third owner has filed allegations against “Home Work” hosts Andy and Candis Meredith.

The hosts of the renovation show Magnolia Network have been accused of poor build quality, extreme delays, inflated budgets and questionable bookkeeping by at least two other homeowners whose homes were renovated as part of the series on Magnolia Network by Chip and Joanna Gaines. The network withdrew the show on Thursday due to the allegations.

“Magnolia Network is aware that some homeowners have expressed concerns about the renovation projects being undertaken by Candis and Andy Meredith,” the network said in an emailed statement to TODAY. “During the last day, we obtained additional information on the extent of these issues and we have decided to remove work at home from the Magnolia Network range pending a review of the complaints that have been made.”

Vienna Goates, a mother of five, first wrote about her experience in a Series of 19 posts on Instagram before speaking to TODAY on Saturday. She alleged that she and her husband paid the Merediths $ 50,000 as a down payment for a 2019 renovation that never started. To date, they say they have not recovered the funds. The Merediths confirmed the Goates story to TODAY in a phone call Friday.

“The Goates also just posted their story and it’s true,” Candis said TODAY in a phone call Friday, in which she referred to the Vienna Instagram posts.

Vienna and her husband, Robert Goates, said their involvement with the Merediths started in 2019. While they had already started planning their home renovation and had plans drawn up by an architect, Vienna said they saw a call for applications for “Home Work”. on Instagram and was thrilled to be selected as one of 10 owners whose renovations would be featured on the show.

Vienna and Robert Goates.Vienna goats

“She was like… asking your other contractor to give us the project because we can do it faster and you’re going to be on TV,” Vienna said. “They said they would be able to do more with our budget than we would normally be able to do because it was supposed to be good for our budget, so we were like, ‘Oh my God.’ It was. a kind of whirlwind at that point.

The Goates family said they plan to spend around $ 80,000 on their renovation, but are willing to spend up to $ 100,000. They said TODAY that they had been saving for about two years to make the renovation possible, and were delighted to hear Candis’ claims that she could do more with their budget. Robert said the couple hoped to add two bathrooms in their home to one bathroom and “build for (their) family.”

The Merediths have confirmed to TODAY that they have embarked on the project with the Goates family. Two other owners featured on the show spoke to TODAY, saying the Merediths also promised low budgets and quick turnaround times. Vienna and Robert said they were suspicious.

“We had a lot of questions and we had talked to other entrepreneurs and professionals, and we were asking these questions: ‘Can you really do it within this timeframe? Can you really do this budget?”, Recalls Vienna.

“It sounded too good to be true,” added Robert.

Vienna said Candis told him in October 2019 that the renovation would be completed by Christmas, but the holiday season came and went without any work starting and much communication from Candis. In mid-January, Vienna said they had met Candis and the host told him other plans were not going well.

Two other homeowners spoke to TODAY about their alleged experiences on Friday: Aubry Bennion messed up his kitchen remodel, while the Hawley family set their sights on renovating several rooms in their home. Both owners described a renovation that had to be done in a few weeks at a low cost. Instead, the two said it took months longer than promised, done poorly, and spent tens of thousands of dollars. Candis told TODAY she used “tens of thousands” of dollars of her own money for Bennion’s renovation.

“You could tell (Candis) was upset, you could tell she was stressed,” Vienna said. “And we were like, ‘OK, we’re patient, we’re not going anywhere and we want to do it. “

Vienna said that during this meeting, Candis told them that they would need to increase the budget to $ 100,000, and they agreed to go ahead with the project. On February 4, 2020, they transferred $ 50,000 to Candis as a deposit.

At the end of March 2020, work had still not started and the couple said they had difficulty joining Candis. His occasional lyrics, Robert said, “were not enough to allay fears that we were being forgotten.”

In an interview with TODAY, Candis confirmed that she was overwhelmed while working on these projects.

“I think we were really overwhelmed and we did our best to communicate as quickly as possible,” she said. In addition to speaking with TODAY, the Merediths also have posted a long statement on Instagram.

Vienna said his family continued to understand the delay in their project, especially because the stalled renovation coincided with the early days of the coronavirus pandemic.

“We knew they weren’t the only ones arrested,” Vienna recalls. “It made sense, yeah, you’re going to have delays because nobody knows what to do right now.”

That spring, the family’s main concern was the interest accrued on the loan they had taken out to finance the project, but in early April Candis sent a payment covering some of that interest.

As of May, work still hadn’t started and Robert was made redundant, leaving the family financially stressed.

“We were ready to finish,” said Vienna. “She promised to get back to us with concrete start dates and things… Then it was like August, and we still hadn’t heard anything, so September was when we tried to unplug the plug. ”

In mid-September, Vienna said she texted Candis to let him know their situation had changed and that they could not proceed with the project. She said TODAY that Candis seemed understanding at the time and said she would get the couple’s money back.

In November, the Goates hired a lawyer, who sent the Merediths a letter asking for their deposit back. The Goates said the Merediths told them they would be able to pay $ 21,000 up front and then asked to be put on a payment plan for the remaining amount. Their lawyer determined a “rigid” payment plan, but to date the Goates family have only received about $ 14,000 of their initial payment of $ 50,000, said Robert and Vienna.

TODAY has reviewed a judgment, signed by Candis Meredith, which confirmed that as of September 30, 2021, the Merediths owed the Goates family $ 39,537.94.

Candis and Andy Meredith have confirmed the couple’s story to TODAY and have confirmed that they still owe the couple money.

No construction was ever started or completed on the Goates’ home in Utah.Vienna goats

“We have actively tried to pay and we have paid everything we can whenever we can,” Candis said TODAY. She also said the contractor’s faulty work was the cause of delays and increased budgets on other projects, although she declined to name the contractor or confirm details about them to TODAY. ‘HUI. Andrew said TODAY that he and Candis were only consultants for the renovations, as per their contracts.

While the Merediths still owe the Goates family, Robert said he and his wife are not looking for further legal action at this time because they believe continuing a lawsuit will cost more than they do. hope to recover.

Vienna said she still felt “guilty” for deciding to work with the Merediths and expressed regret for answering the casting call instead of continuing with the plan they had put in place.

“It was horrible,” Vienna said. “There was a realization that she was really nice and had professed so many times that she cared about us and our situation… and realizing that she wasn’t was devastating… really raping.” .

As the Goates join two other families in speaking out about bad experiences with the Merediths, a woman whose house was featured on “Home Work” shared her positive experience with the Merediths on Instagram.

“Many of you know that I had to wait longer than I would have liked for my reading cabin to be finished, but in the end I love what they did and I would have done it all again” , wrote @hotcocoareads, tagged on Instagram as Jeana. “I don’t think their intentions were to hurt or rob anyone, but they just couldn’t take on all the projects they were trying to achieve.”

On Instagram, the Merediths criticized the “one-sided story” unfolding on social media.

“We can only say that there are two sides to every story and while we have chosen not to make our truth public, because know how much it hurts, we understand that hearing only one side can paint a picture. negative, ”the couple wrote.

Candis admitted to TODAY that she and her husband “made a lot of mistakes” and wanted to make things right.

“We don’t ever want to do this again,” Candis added. “We never intended to hurt anyone … It is simply impossible to share a full truth without hurting people.”

Although the Goates family are not filing a complaint, they hired a collection lawyer in August 2021 and Vienna said it received a payment from the Merediths in December. However, Vienna said the Merediths did not follow the payment plan they initially agreed to.

“We received a small payment last month, $ 3,000, but over time the interest continued to add up and now we have legal fees as well,” Vienna said. Robert said that so far they have paid “about nine or $ 10,000” in interest, only part of which has been covered by Candis payments.

“Clearly, there has been enormous mismanagement of the situation, and why are we the victims? Vienna said TODAY. “Why are we the victims when they mismanaged our money? ”



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Conservative majority in Supreme Court appear skeptical of Biden’s vaccination plan https://angil.org/conservative-majority-in-supreme-court-appear-skeptical-of-bidens-vaccination-plan/ Sat, 08 Jan 2022 01:42:51 +0000 https://angil.org/conservative-majority-in-supreme-court-appear-skeptical-of-bidens-vaccination-plan/ WASHINGTON – The Conservative Supreme Court majority appeared to lean on Friday to block one of the White House’s key pandemic strategies, expressing skepticism that the Biden administration has the legal power to demand that large employers require workers to be vaccinated or undergo frequent testing. The plea for that mandate, which exploded in urgent […]]]>

WASHINGTON – The Conservative Supreme Court majority appeared to lean on Friday to block one of the White House’s key pandemic strategies, expressing skepticism that the Biden administration has the legal power to demand that large employers require workers to be vaccinated or undergo frequent testing.

The plea for that mandate, which exploded in urgent court after a flurry of legal challenges across the country from Republican-led states, business groups and others, raised the possibility that the court deals a severe blow to the Biden. the administration’s efforts to combat the coronavirus as the highly transmissible variant of Omicron continues to spread.

The court seemed more likely to authorize a separate mandate requiring health care workers in facilities receiving federal money to be vaccinated. The settlement, which was the subject of a second case, was consistent with other types of federal oversight of medical facilities and was supported by almost the entire medical facility, some judges said.

But the questioning concerning the employer’s mandate was more biased. The regulation, one of the most ambitious policies imposed by President Biden in an attempt to control the pandemic, would affect 84 million American workers employed by companies with more than 100 workers. Several Tory judges said it was doubtful that a federal workplace safety law would give the administration the legal power to enforce it.

The court can act quickly in the case, which has been argued on an unusually rapid schedule.

Chief Justice John G. Roberts Jr. said states and Congress, rather than a federal agency, were better suited to tackle the pandemic in the country’s workplaces. “This is something the federal government has never done before,” he said, adding the administration’s several virus-related warrants were “a workaround” in response to inaction of Congress.

Judge Amy Coney Barrett said the contested regulations appeared to be too broad in scope by covering all large employers. Meat processing plants and dental offices could be subject to regulation, she said, while landscapers should not.

Justices Neil M. Gorsuch and Brett M. Kavanaugh suggested that the existing law had not authorized the agency to impose the mandate in a sufficiently clear manner, given the political and economic issues.

The hearing came as the Omicron variant led to a surge in coronavirus cases, preventing people from returning to the office and increasing hospitalizations. Economists fear that the increase in the number of cases will halt job growth in the coming months.

The court’s three more liberal judges said the warrant was a necessary response to the public health crisis.

“This is a pandemic in which nearly a million people have died,” Judge Elena Kagan said. “This is by far the greatest public health hazard this country has faced in the past century.”

“We know the best way to prevent the spread is for people to get vaccinated,” she said.

Judge Stephen G. Breyer said he would find it “unbelievable that it might be in the public interest to suddenly stop these vaccinations”.

Some of the participants in the arguments were absent from the courtroom, possibly due to the pandemic. Judge Sonia Sotomayor, who suffers from diabetes and was the only member of the court to wear a mask since the judges returned to the courtroom in October, participated remotely from her cabinet.

Friday, seven of the judges wore masks on the bench for the first time. The exception was Judge Gorsuch, who sits next to Judge Sotomayor.

Two of the attorneys – Benjamin M. Flowers, the Solicitor General of Ohio, and Elizabeth Murrill, the Solicitor General of Louisiana – participated by telephone. Courts Covid-19 protocols demand that avocados be tested for the virus.

All judges are fully vaccinated and have received a booster, a court spokeswoman said.

The Supreme Court has repeatedly upheld state vaccine mandates in various contexts against constitutional challenges. The cases in court are different, as they primarily ask whether Congress has authorized the executive branch to institute the requirements.

The answer will mainly depend on the language of the relevant laws and whether the administration followed the proper procedures to issue the requirements.

Perhaps the most critical issue for the Biden administration was how the court would react to the employer’s vaccine or testing mandate. The administration estimated that the rule would vaccinate 22 million people and prevent 250,000 hospitalizations.

It was released in November by the Occupational Safety and Health Administration, or OSHA, of the Department of Labor.

Employers are allowed to give their workers the option of getting tested every week instead of getting vaccinated, although they are not required to pay for the test. The rule makes an exception for employees with religious objections and those who do not come into close contact with others at their work, such as those who work from home or exclusively outdoors.

Under a 1970 statute, OSHA has the power to make emergency rules for workplace safety, provided it can demonstrate that workers are exposed to serious danger and that the rule is necessary.

Judge Kagan said the pandemic surely qualifies. “Do you know of any workplaces that have not fundamentally changed over the past two years? She asked Mr. Flowers.

He replied that the coronavirus was a general risk like terrorism and not a danger in the workplace.

“Why not?” Justice Kagan asked, noting that working side-by-side with other employees for eight hours or more is what happens in the workplace.

But Judge Gorsuch said the agency’s power was limited to specific workplace hazards. “Traditionally,” he said, “OSHA has rules that affect workplace hazards that are unique to the workplace and do not involve hazards that affect individuals around the clock. “

Judge Samuel A. Alito Jr. asked whether the court should briefly suspend consideration of the case, National Federation of Independent Businesses c. Department of Labor, No. 21A244. He noted that OSHA said it could start citing companies for non-compliance on Monday.

Solicitor General Elizabeth B. Prelogar, representing the federal government, said she would defer to the court’s judgment, but noted that Monday’s deadline was only for record keeping and masks and that the agency would not enforce the testing requirement until Feb. 9.

Scott A. Keller, a lawyer for a group of companies challenging the demands, said “we need a stay now before enforcement begins.”

“Our members are to publicly submit their plans on how to comply with this regulatory giant on Monday,” he said. “The vaccines should be done by February 9. You would need two vaccines to comply. These vaccines should start immediately. Tracking and record keeping cannot happen overnight.

The second case involved a measure requiring workers in hospitals and other health care facilities who participate in Medicare and Medicaid programs to be vaccinated against the coronavirus. The requirement at issue in this case, Biden v. Missouri, n ° 21A240, would affect more than 17 million workers, the administration said, and “would save hundreds, if not thousands of lives every month.”

States led by Republican officials challenged the settlement, obtaining injunctions against it covering about half of the country.

Brian H. Fletcher, a federal government lawyer, argued that a federal statute gave him broad power to impose regulations regarding patient health and safety in facilities that receive federal funds. The law gives the secretary of health and human services general authority to issue regulations to ensure the “efficient administration” of Medicare and Medicaid programs, and parts of the law relating to various types of facilities generally allow the secretary to impose requirements to protect patient health and safety.

Judge Barrett said the patchwork of statutory authorities complicates the case and may require different responses for different types of facilities.

Judge Kavanaugh said the case was unusual because “people who are regulated don’t complain about regulation here.” On the contrary, he said, hospitals and health care groups “seem overwhelmingly backing him.”

Jesus A. Osete, a lawyer from Missouri, said the vaccination requirement would lead to the departure of healthcare workers, leading to a crisis in rural hospitals. “This will effectively deprive our citizens of health care,” he said.

Justice Kagan responded that infected workers were dissuading patients from getting the care they needed. “People don’t show up at hospitals because they are afraid of getting Covid from staff,” she said.

She added that regulating healthcare workers comes down to a simple command. “Basically the only thing you can’t do is kill your patients,” she said. “So you need to get vaccinated so you don’t pass on the disease that can kill elderly Medicare patients, which can kill sick Medicaid patients.”


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Three signs you’re ready to retire https://angil.org/three-signs-youre-ready-to-retire/ Thu, 06 Jan 2022 10:02:00 +0000 https://angil.org/three-signs-youre-ready-to-retire/ Many people don’t have a lot of choice when they retire. Illness, job loss, or babysitting responsibilities push them out of the workforce, ready or not. But some people have the opposite problem: they have a choice, and yet they can’t quite stop working. Some people love what they do and never want to retire. […]]]>

Many people don’t have a lot of choice when they retire. Illness, job loss, or babysitting responsibilities push them out of the workforce, ready or not.

But some people have the opposite problem: they have a choice, and yet they can’t quite stop working.

Some people love what they do and never want to retire. Others are crippled by fear of the unknown, say financial planners. They may worry about living without a salary, spending the money they have worked so hard to save, or figuring out how to organize their days when they are not working.

“A lot of people I see are financially ready before they are emotionally ready,” says Cathy Gearig, certified financial planner in Rochester Hills, Michigan.

If you’re having trouble, here are three signs that you may be ready to retire.

You faced your fears

Retirement is often described as a never-ending, stress-free vacation. In reality, retirement requires potentially stressful “paradigm shifts” or fundamental shifts in how people approach people’s lives, says CFP Barbara O’Neill, author of “Flipping a Switch: Your Guide To Happiness and Financial Security in Later Life ”.

Read also : Planning for retirement is hard, but you can do it one step at a time

Instead of earning a salary, for example, retirees must create one their savings and other resources. If something goes wrong – the furnace goes out or their investments don’t perform well – they can’t just make more money to make up for any shortfall.

Those who were diligent savers often find it difficult to spend their money in retirement.

“It’s very emotional for people,” says PSC Janice Cackowski of Willoughby, Ohio. “They are so used to seeing their account balances increase over the years and they really have a hard time withdrawing money from their accounts.”

According to some financial planners, other fears, such as fear of becoming unnecessary or simply being bored, can cause people to postpone their retirement. Gearig says some of his most successful clients, including business owners and senior executives, have prioritized work to the point that they can no longer imagine life without it.

“Honestly, the biggest fear I see is, ‘What am I going to do with myself if I’m not going to work all day?’ Gearig says.

More: Worried about social security? Panic can lead to bad decisions

Once you know what scares you about retirement, you can start addressing those fears, financial planners say.

Your financial plan has been stress tested

If your concerns are financial, you can hire a paid financial planner to review your pension plan. Choose a planner who is a trustee, which means they are committed to putting your best interests first.

Getting expert advice is a good idea in any case. The Planner can help you maximize Social Security benefits, navigate Medicare or other health insurance options, decide the best way to retire, plan for possible long-term care, and determine a sustainable withdrawal rate for your savings.

“This will be your only retreat. Getting it right is paramount, ”says Adam Wojtkowski, CFP in Walpole, Massachusetts.

Using sophisticated planning software, the advisor can also stress test your plan to see how it performs in the event of a major market downturn, rising inflation, tax rates. higher or premature death of you or your spouse, says PSC Shelly-Ann. Eweka, senior director of financial planning strategy for the financial company TIAA.

See: Will you outlive your savings?

PSC Michelle Gessner of Houston manages her clients’ plans through various combinations of events. Then, she does a “max spend” test to see how much money they can spend before the plan fails and they run out of money.

“I’m really beating the devil out of these plans and then [clients] can see ‘Hey look, that still works,’ ”says Gessner. “‘And if this still works, maybe I don’t have to be afraid anymore.'”

You know what you’re getting out of (not just from)

Many retirees struggle, at least initially, to find a purpose and structure for their days. Having a plan for how you’re going to spend your time can help, says CFP Ian Weinberg of Woodbury, New York.

This plan may include a list of trips and experiences that you can start to check off. You can also create a pie chart or calendar showing how you would like to divide your time among various activities: hobbies, volunteering, fitness, time with family, travel, etc.

Retirement can also be an unexpected loneliness, especially if you’re single or your partner is still working. If your main social interactions were with coworkers, you may need to find new friends, says CFP Patti B. Black of Birmingham, Alabama. Black recommends consulting with volunteer groups, clubs and courses.

Read: 6 ways to give back in retirement

You may need some time to mentally and emotionally prepare for retirement. Don’t let the preparation go on indefinitely, because the future is never guaranteed, Gearig stresses.

“Just jump in and enjoy the ride,” Gearig says.

More from NerdWallet

Liz Weston writes for NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston.


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Turn 65 in 2022? Should you apply for Medicare and Social Security? https://angil.org/turn-65-in-2022-should-you-apply-for-medicare-and-social-security/ Tue, 04 Jan 2022 13:01:30 +0000 https://angil.org/turn-65-in-2022-should-you-apply-for-medicare-and-social-security/ For many people, turning 65 is a big deal – and a birthday worth celebrating. If you’re going to be 65 this year, here are some key things to keep in mind. 1. You are eligible for Medicare Medicare eligibility begins at age 65, and you can even purchase coverage starting three months before your […]]]>


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NFL Playoff Support Explained: How Byes, Seeding Will Work In 2022 With 17-Game Format https://angil.org/nfl-playoff-support-explained-how-byes-seeding-will-work-in-2022-with-17-game-format/ Sun, 02 Jan 2022 13:52:00 +0000 https://angil.org/nfl-playoff-support-explained-how-byes-seeding-will-work-in-2022-with-17-game-format/ The NFL made a critical decision regarding its post-season format ahead of the 2020 NFL regular season. Instead of having 12 teams involved in the playoffs, the NFL would include 14 in the 2021 NFL playoffs. . The movement was initially greeted with skepticism. After all, the NFL has arguably the best playoff format of […]]]>

The NFL made a critical decision regarding its post-season format ahead of the 2020 NFL regular season. Instead of having 12 teams involved in the playoffs, the NFL would include 14 in the 2021 NFL playoffs. .

The movement was initially greeted with skepticism. After all, the NFL has arguably the best playoff format of any of the four major sports, so why change something that works?

But soon after, NFL fans realized that the playoff extension meant there would be two more NFL games. So they stopped complaining and the first 14-team playoffs went off without a major hitch.

The 14-team playoffs have a few key differences from the 12-team playoffs of yore. Here’s a refresher on how the 14-team version of the NFL playoffs worked, and why the NFL finally added more playoff games before the start of last season.

MORE: Full Schedule, Breakdown For 2022 NFL Playoffs

How many teams make the NFL playoffs?

A total of 14 teams will make the NFL Playoffs in 2022. This will mark the second season of the 14-team NFL Playoffs. Previously, 12 teams – six from each conference – had made the playoffs, but the NFL changed that ahead of the 2020 NFL season.

Now seven AFC and seven NFC teams will make the playoffs. It only impacts the playoff bracket by adding a seventh seed in each conference and eliminating the week off for the No.2 seed.

Under the new NFL format, 43.75% of league teams will be involved in the playoffs. Division winners will always be ranked # 1-4 by record, with the last three spots being taken by Wild Card teams.

2022 NFL Playoff Support

Below you can see how the 2022 NFL playoff support will work. The No.1 seed from each conference will start the tournament with a pass while the No.2 seed will play the No.7, the # 3 will play # 6 and # 4 will play # 5 on each side.

Here’s a look at the final installment of the NFL playoffs for 2022, updated through Week 16:

AFC

1. Kansas City Chiefs (goodbye)

2. Tennessee Titans vs. 7. Baltimore Ravens
3. Cincinnati Bengals vs. 6. New England Patriots
4. Buffalo Bills vs. Indianapolis Colts

NFC

1. Green Bay Packers (goodbye)

2. Dallas Cowboys vs. 7. Philadelphia Eagles
3. Los Angeles Rams vs. 6. San Francisco 49ers
4. Tampa Bay Buccaneers vs. 5. Arizona Cardinals

How many teams get a pass in the first round?

Only two teams in total – one in each conference – get a week off under the new NFL playoff format. This is because of the expansion of the Wild Card round to add a No.2 vs No.7 seed in both the AFC and the NFC.

The elimination of the second pass was necessary, as making the No. 2 seed ensures that half of the 12 teams that play the Wild Card weekend will be eliminated. That means eight will play in the division round, and the NFL will continue to halve the number of teams from there until one remains after the Super Bowl.

Why has the NFL widened the scope of the playoffs?

It’s all about the money. The extra playoff game will generate revenue the NFL wouldn’t otherwise have, and it will allow the league to have additional prime-time broadcast, as they will be playing a post-season “Monday Night Football” game for. the first time in 2022.

It also keeps more teams in the playoff race for longer in the 18-week season. It makes every game a little more meaningful and gives fans of the mid-size teams extra hope of making it through to the playoffs.

Does seed # 2 have an advantage without goodbye?

Seed # 2 is much less appealing without a goodbye. The team that gets the No.2 seed is guaranteed two home games – provided they can send the No.7 seed into the Wild Cards round. After that, they would either travel to the home of the No.1 seed for the AFC or NFC Championship, or they could host the Championship game if the No.1 seed was upset.

That said, it’s very different from the week off the team used to have, as the No.2 seed will have to play an extra game that the No.2 seeds don’t have. had to play. Thus, teams are less likely to fight for it if they have the opportunity to rest their players at the end of the season, especially if they have their division title over and have no chance of becoming the No.1 seed. 1.

Does the 17th game of the NFL have an impact on the playoffs?

Adding a 17th regular season game won’t have much of an impact on the playoffs themselves. The biggest change is that the NFL playoff schedule will be pushed back a week due to the extra games. As such, the Super Bowl will now take place on the second Sunday in February instead of the first.

In addition, the race for the playoffs will be a little longer and busier than usual. Due to the extra game, teams that are hot at the end of the year will have a better chance of making a playoff run as they will have more time to regain some ground in the standings.

2022 NFL Playoff Schedule

Joker trick

Saturday January 15th

Match Start time TV channel Direct
AFC / NFC Wild-Card Tower 4:35 p.m. ET To be determined fuboTV
AFC / NFC Wild-Card Tower 8:15 p.m. ET To be determined fuboTV

Sunday January 16

Match Start time TV channel Direct
AFC / NFC Wild-Card Tower 1:05 p.m. ET To be determined fuboTV
AFC / NFC Wild-Card Tower 4:40 p.m. ET To be determined fuboTV
AFC / NFC Wild-Card Tower 8:15 p.m. ET To be determined fuboTV

Monday January 17th

Match Start time TV channel Direct
AFC / NFC Wild-Card Tower 8:15 p.m. ET ESPN ESPN app, fuboTV

Division round

Saturday 22 January

Match Start time TV channel Direct
AFC Division Round to be determined to be determined fuboTV
NFC Division Round to be determined to be determined fuboTV

Sunday 23 January

Match Start time TV channel Direct
AFC Division Round to be determined to be determined fuboTV
NFC Division Round to be determined to be determined fuboTV

Conference Championships

Sunday January 30

Match Start time TV channel Direct
AFC Championship Match 3:05 p.m. ET SCS Paramount +, fuboTV
NFC Championship Game 6:40 p.m. ET Fox Fox Sports application, fuboTV

Super Bowl 56

Sunday February 13

Match Start time TV channel Direct
Super Bowl 56 6:30 p.m. ET CNB NBC Sports app, fuboTV


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Death of young woman after FGM revives calls for ban in Sierra Leone | Women’s rights and gender equality https://angil.org/death-of-young-woman-after-fgm-revives-calls-for-ban-in-sierra-leone-womens-rights-and-gender-equality/ Fri, 31 Dec 2021 17:09:00 +0000 https://angil.org/death-of-young-woman-after-fgm-revives-calls-for-ban-in-sierra-leone-womens-rights-and-gender-equality/ The death of a young woman in Sierra Leone, almost immediately after undergoing female genital mutilation, sparked outrage and rekindled calls to end the practice. the body of Maseray Sei, 21 was found on December 20 in the village of Nyandeni, Bonthe district, southern Sierra Leone, a day after the female genital mutilation. Sei’s family […]]]>

The death of a young woman in Sierra Leone, almost immediately after undergoing female genital mutilation, sparked outrage and rekindled calls to end the practice.

the body of Maseray Sei, 21 was found on December 20 in the village of Nyandeni, Bonthe district, southern Sierra Leone, a day after the female genital mutilation. Sei’s family said that after the procedure, the mother-of-two complained of a migraine and suffered from pain, complications from FGM that are believed to be the cause, according to activists working on the case.

The family is now pushing for an autopsy. Sei’s body was found in a ‘Bondo bush’, the compound of a house belonging to the centuries-old Bondo Secret Women’s Society, common in largely rural Sierra Leone, where FGM often takes place.

Sierra Leone has one of the highest rates of FGM in the world, with nine in 10 women and girls aged 15 to 49 affected, according to Unicef. Despite restrictions placed on secret societies since the Ebola epidemic in 2014, and particularly on their initiation rites, of which FGM is often a part, the practice remains legal in Sierra Leone, with politicians accused of having done so. statements supporting FGM and funding Bondo homes.

Societies are important cultural institutions, rooted in ancient rituals meant to protect communities from harm and guide adolescent girls towards femininity.

After Sei’s death, the police arrested a number of know – members of high society who practice excision in FGM – as well as a village chief from the district of Bonthe, responsible for regulating secret societies.

Rugiatu Turay, an activist and former deputy gender minister in Sierra Leone, said the case was another shocking example of FGM’s toll on women.

“This is a tragic case and in a way shows how many people like her have died or are suffering, as the majority of cases go unreported,” she said.

Turay chairs a coalition of 21 national groups fight against FGM which is now putting pressure on the authorities to carry out an autopsy.

“This is the next important step for us to seek clarification in this matter,” she said.

Senesie Amara, an activist working with Sei’s family, said relatives said she was in good health the day before the FGM.

“She went to fetch wood and water for her aunt, she was physically fine on December 18th. That night, she slept at the Bondo house, and that’s when things went wrong, ”Amara said.

“For the family, it’s very shocking. They loved him.

Sei was the mother of a four-year-old and six-month-old baby, and was still in high school due to starting school late and repeating many years, Amara said, describing how, despite her challenges, she fought for a better life. for her and her sons.

But community pressure to undergo FGM increased after she had her second child. “She went to see her uncle on the 11th of this month and told him that she wanted to join the Bondo company. He said he had no money to give him, that he was working on renovating the family home. She then went to see her boyfriend. He gave her 200,000 leones [£13]”said Amara.

Bondo companies have gone through many changes, Turay said, but FGM remains a central and dangerous practice.

Sierra Leone has one of the highest rates of FGM in the world. Photography: Plan International Australia

“While in government, I pressed for Sierra Leone to have a national strategy to end FGM, but it met with resistance,” she said. “Over the years a lot has changed within the Bondo culture, and our organization is examining how we can build on the best aspects of our culture, where women can be trained and empowered.”

After Sei’s death, social media videos showing politicians in Sierra Leone pledging to protect FGM practices were condemned by activists.

Gender equality charity Equality Now said last week: “We strongly condemn the actions of politicians supporting FGM and urge the government to prosecute all offenders putting women and girls at risk.


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In Egypt, loan apps stimulate cash-strapped women entrepreneurs https://angil.org/in-egypt-loan-apps-stimulate-cash-strapped-women-entrepreneurs/ Thu, 30 Dec 2021 03:05:00 +0000 https://angil.org/in-egypt-loan-apps-stimulate-cash-strapped-women-entrepreneurs/ Egyptian businesswomen face high microcredit rates To cope, many are turning to online lending circles New apps offer a lifeline in a pandemic CAIRO, December 30 (Thomson Reuters Foundation) – Nagat Mohamed was in dire straits. After sales plummeted at her clothing store in Egypt’s Nile Delta, she took out a loan from a microfinance […]]]>
  • Egyptian businesswomen face high microcredit rates
  • To cope, many are turning to online lending circles
  • New apps offer a lifeline in a pandemic

CAIRO, December 30 (Thomson Reuters Foundation) – Nagat Mohamed was in dire straits. After sales plummeted at her clothing store in Egypt’s Nile Delta, she took out a loan from a microfinance company to continue the business, but also didn’t earn enough to repay it.

To escape default, the 43-year-old entrepreneur turned to a traditional money-lending system known as “gameya” – revived with a 21st-century twist as an app.

“It was a real lifeline,” Mohamed told the Thomson Reuters Foundation by telephone.

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“I couldn’t sleep because of the debt, but finding this app saved me and my kids. “

A gameya is a type of community savings pool that also functions as a peer-to-peer lending system.

Members deposit a fixed and equal amount of money into a pool each month. At the end of each month, one person receives the full amount until everyone has had their turn.

While gameyas have long been organized informally and offline, they are now offered through apps as part of a technological transformation that is revolutionizing the financing of cash-strapped Egyptian women entrepreneurs.

One in five Egyptian workers is female, according to the World Bank, many of whom run their own small businesses or home-based initiatives.

This makes it difficult to obtain a loan from banks, which require documents proving a fixed salary or ownership of a store. Micro-lenders, on the other hand, typically charge exorbitant interest rates of up to 40%.

Many online gameyas have no interest rates, and registration requirements are minimal – just upload ID, sign a contract in person, and provide monthly tax returns.

The apps also allow members to pay fees to be among the first to receive payment, allowing them to quickly settle old debts and avoid taking on new loans with expensive interest rates.

Mohamed turned to an online app called MoneyFellows to help him repay the 15,000 Egyptian pounds ($ 954) she owed the microfinance company for her shop.

“Two months ago I finally paid off my loan. I join another money circle to grow my business and finance my daughter’s marriage,” said the mother of three.

LIFE LINE IN CASE OF PANDEMIC

Many Egyptian women entrepreneurs turned to the Gameya model during the pandemic, which hit small businesses hard.

Three-quarters reported a decline in their activities in 2020 and 9% had to close completely, according to an investigation by the Egyptian Ministry of Planning.

“People are showing a growing interest in online savings systems because they are simple, easy to use and have low interest rates,” said Ahmed Wadi, managing director and founder of MoneyFellows.

The number of female entrepreneurs using the app has grown from around 20,000 before the pandemic to around 150,000, representing around 6% of its 2.5 million users.

On average, they took out loans of 12,000 pounds.

Women represent one in three users of another application, ElGameya, and typically seek loans of around £ 15,000.

“There was already a need for our business,” said founder Ahmed Mahmoud Abdeen.

“Women were already joining offline gameya apps or borrowing from friends and family to pay off loans or grow their businesses. We only made it easier for them. “

Part of the appeal is flexibility.

If ElGameya borrowers want their repayment within the first four months of the loan circle, they pay a monthly interest rate of up to 9%. But if they accept a longer wait, the interest charges are waived.

Amal Abdel Aty, who owns a home utensil store in the Nile Delta town of El Mahalla El Kubra, said she was forced to borrow from friends and sell some of her goods to meet the repayments of two loans she had contracted with microfinance companies.

His first loan was worth 10,000 pounds at an interest rate of 24% over 18 months. When she could not pay it, she took out another loan of 10,000 pounds.

“It was a huge burden on me and on my family,” said the 40-year-old.

Three months ago, she joined a £ 12,000 loan circle in ElGameya and has already received the entire fund, allowing her to repay the first microfinance loan.

“I will go into another round and I hope the other loan will be paid off by the middle of next year,” Abdel Aty said with relief.

REDISCOVER OLD SYSTEMS

Gameya loan applications are not regulated, but the central bank is working on an authorization system.

According to Yomna El Hamaki, professor of economics at Ain Shams University, moneylender circles have a long history of improving access to finance for marginalized communities, especially in urban areas.

There is also a religious element.

“In a Muslim society like Egypt, people generally prefer to enroll in gameyas rather than going to banks or other financial institutions that offer loans at interest rates that many consider prohibited. Muslims, ”El Hamaki said.

And with the economies stifled by the pandemic, they have become an online lifeline for aspiring Egyptian female business leaders.

“These apps are a buffer for many people whose finances have been affected by the pandemic,” she said.

“It’s better than traditional loans or gameyas because they provide easier, faster and more reliable access to finance, especially for women who don’t have it.”

($ 1 = 15,7200 Egyptian pounds)

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Report by Menna A. Farouk @ MennaFarouk91; Editing by Maya Gebeily and Sonia Elks; Please credit the Thomson Reuters Foundation, the charitable arm of Thomson Reuters, which covers the lives of people around the world who struggle to live freely or fairly. Visit http://news.trust.org

Our standards: Thomson Reuters Trust Principles.


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